1. The Services
Ti Protocol provides an interface for looking up information about stablecoins and for swapping and moving stablecoins across multiple blockchain networks, together with Ti AI, an AI assistant that answers questions, and related features such as missions and rewards, asset views and a transaction explorer. The Services are non-custodial. We do not hold your assets, receive your private keys or approve transactions on your behalf. Transactions are executed by smart contracts on public blockchains only after you approve them with your own wallet. In gasless transactions, a relayer only submits the transaction you signed. We are not your broker, intermediary, agent or adviser, and we owe you no fiduciary duty. We may add features to the Services, and change, suspend or discontinue all or any part of the Services, at any time.2. Eligibility
You must be at least 18 years old and have reached the age of majority where you live, and be able to enter into a binding agreement to use the Services. You may not use the Services if doing so is prohibited by the laws that apply to you, or if you are subject to sanctions.3. Wallets
a. Your wallet. To use certain features, you must connect a compatible wallet. Your wallet is provided by a third party, and its use is governed by that provider’s terms. You are solely responsible for the security of your wallet, private keys, seed phrases and devices. We cannot recover lost keys or reverse transactions.b. Wallets provided by third parties. Some wallets, including wallets that sign in with an email or a social account, may be provided through third-party wallet infrastructure such as ABC WaaS, operated by AhnLab Blockchain Company. Such wallets are provided and operated by their providers under their own terms and policies, and we are not responsible for their operation, security or availability.c. Signing. Before you sign, check the transaction details your wallet shows, including the network, tokens, amounts, recipient and fees. A transaction you approve may be irreversible once recorded on a blockchain.
4. Ti AI
Ti AI provides information to help you use the Services. Its answers are generated by AI, may be inaccurate, incomplete or out of date, and are not investment, financial, legal or tax advice. Quotes and other figures change constantly; the values shown on the swap screen and in your wallet at the time you sign are what apply. Ti AI does not create, sign or execute transactions. We may set limits on the use of Ti AI. Information you enter into Ti AI is handled as described in our Privacy Policy.5. Fees
a. Network and third-party fees. Transactions may involve network fees (gas) and fees charged by third parties, such as bridge fees and liquidity and exchange fees. These fees are set by the relevant networks or providers and are not controlled by us. In gasless transactions, the network fee paid on your behalf is settled as shown before you sign, for example in the stablecoin being swapped or in Ti points.b. Service fees. We may charge fees for some features now or in the future. Applicable fees are shown before you confirm a transaction.c. No refunds. Fees are generally non-refundable once a transaction is submitted to a blockchain, regardless of its outcome.
6. Missions and Rewards
Missions, events, invitations and rewards are subject to the rules published for them, in addition to these Terms. Eligibility requirements, limits, review and holding periods may apply. We may verify eligibility, request additional information where required by law or for review, and pay rewards only in the manner we specify. If we determine that rewards were obtained through fraud, abuse, duplicate accounts, automation or any breach of these Terms or the applicable rules, we may withhold, cancel or reclaim them. We may change, suspend or end any mission, event or reward program at any time. Ti points and other rewards are subject to the rules we publish for them; unless those rules say otherwise, they have no cash value, cannot be transferred or exchanged outside the Services, and may change or expire under those rules. You are responsible for any taxes on rewards you receive.7. Assumption of Risk
a. Technology risk. Blockchain technology and decentralized finance involve significant risks. Smart contracts may contain errors or vulnerabilities, networks may become congested or fail, and bridges and other protocols may be exploited or stop working.b. Market risk. The value of digital assets can change rapidly, and stablecoins may lose their peg. Quotes are estimates, and the amount you receive may differ within the limits you set.c. Third-party risk. The Services rely on third-party blockchain networks, bridges, liquidity sources, wallets and data providers that we do not control. We are not responsible for their availability, security or conduct.d. Irreversibility. Transactions recorded on a blockchain generally cannot be reversed or cancelled.e. Service availability. We do not guarantee that the Services will be uninterrupted, timely, secure or error-free. The Services may be unavailable because of maintenance, outages or other causes.
You are solely responsible for evaluating these risks before using the Services.
8. Information about TIP and the Whitepaper
Information about the TIP token and the Ti Protocol whitepaper is provided for informational purposes only. Nothing in the Services is an offer or solicitation to buy or sell any securities, investment products or digital assets, or investment, legal or tax advice.9. Restrictions
We may, at our discretion, including where required by applicable law, restrict access to all or part of the Services in certain countries or regions. We may also restrict or terminate your access where required by applicable law or where we reasonably suspect that you are:- Engaged in money laundering, terrorist financing, fraud or sanctions violations
- Using stolen funds or proceeds of illegal activity
- Violating these Terms or any applicable rules
- Creating legal, operational or security risks for the Services or other users
10. Prohibited Activities
You agree not to:- Use the Services for any unlawful purpose, including money laundering, terrorist financing, fraud or sanctions evasion
- Engage in market manipulation or other deceptive or manipulative conduct
- Gain or attempt to gain unauthorized access to the Services, other users’ wallets or our systems
- Introduce viruses, malware or other harmful code
- Copy, decompile or reverse engineer the interface of the Services, except as permitted by law or by an applicable open-source license
- Use bots, scripts or other automated means to collect data, circumvent usage limits or eligibility checks, or obtain rewards
- Create or use multiple accounts or wallets to abuse missions, rewards or invitations
- Impersonate any person or falsely claim an affiliation
- Interfere with or disrupt the Services or other users’ use of the Services
- Exploit vulnerabilities in the Services or smart contracts, except as expressly authorized by us
11. Intellectual Property
a. Ownership. The Services, including their design, text, graphics and software, are owned by us or our licensors and are protected by intellectual property laws. Some smart contract code may be published under open-source licenses, and its use is governed by those licenses.b. License. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable and revocable license to access and use the Services for their intended purpose.c. Feedback. If you provide feedback or suggestions, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them without compensation to you.d. Trademarks. “Ti,” “Ti Protocol,” “TIP” and related names and logos are our trademarks. You may not use them in a way that suggests an official partnership or endorsement, alters them, harms our reputation or supports fraud or phishing.